Keystone Heritage Bank - The Bank with Dignity

1. What Data We Get

At Keystone Heritage Bank, we collect data directly provided by you during account onboarding, loan inquiries, online wire transfers, or customer support interactions. Additionally, our banking platform automatically gathers device details, IP addresses, browser specifications, and usage telemetry to maintain regulatory compliance and secure online operations.

2. Data You Provide to Us

Depending on the specific digital banking or payment processing services you utilize, we may collect and securely store:

Identification Data: Full name, SSN/Tax ID, government photo IDs, and date of birth.
Contact Details: Permanent residential address, verified email address, and active phone numbers.
Financial Information: Account balances, transaction history, source of funds declarations, and external account linkages.

3. How We Get Data About You

We utilize modern bank-grade monitoring technologies, secure session cookies, web beacons, and encrypted analytics services to safeguard account interactions. These tools allow us to prevent identity fraud, recognize authorized devices, and streamline online login sessions.

4. What We Use Your Data For

Processing banking transfers, loan originations, card issuance, and high-yield savings allocations.
Sending mandatory transaction receipts, administrative alerts, multi-factor authentication (MFA) codes, and security notifications.
Complying with Anti-Money Laundering (AML), Know Your Customer (KYC), and Bank Secrecy Act regulatory requirements.
Responding swiftly to your customer service tickets and dedicated account manager inquiries.

5. Our Policy Concerning Children

We prioritize child protection and do not knowingly market to or solicit account creation from minors under 18 years of age without legally verifiable parental or legal guardian consent. If we detect unauthorized collection of personal information from a minor, the account data will be purged immediately.